Tony Chau, AMP
Mortgage Agent
FSCO Lic # M09000861
Direct: 647.219.1697
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Free Monthly Newsletter
Get the Latest Mortgage News & Tips !
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Mortgage Brokers and Mortgages
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CURRENT RATES AS LOW AS... |
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| 2.85%* |
3.09%* |
Variable/Closed
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5-Year Fixed/Closed
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Looking For A New Home ?
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Get the Best Mortgage Deal
Are you currently shopping for a new
or a
in the Greater Toronto Area, including the City of Toronto, Mississauga, Brampton, Vaughan, Richmond Hill, Markham, Oakville, Pickering, etc. ? Want to renew your mortgage with a lower rate, or refinance
your property to free up some cash ?
Residential Mortgages
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Mortgage Pre-Approvals
Home Purchases
Investment Properties Mortgages
First Time Buyer's Mortgages
Mortgages for New or Recent Immigrants
Mortgage for the Self-Employed.
Mortgages for Applicants With Non-Verifiable Income
Mortgage Refinancing
Mortgages for Investment Properties
Home Equity Line Of Credit (HELOC), Equity Takeouts
Second Mortgages
Debt Consolidation
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Not sure whether there is a better deal than what your bank is offering ?
Already got your mortgage pre-approved, but not sure whether you got a good deal ?
Recently got your mortgage application turned down by
your bank ?
Don't know which mortgage products and terms are right for you:
Conventional vs. High-ratio Mortgages.
Fixed Rate vs. Variable Rate Mortgages.
Short Term vs Long Term Mortgages.
What are the various Prepayment Privileges ?
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Commercial Mortgages
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Purchases
Refinances
Equity Takeouts
Capital Improvements
Investment or Owner Occupied
Multi-Units, Apartment Buildings
Mixed Use (Storefront)
Office
Retail
Industrial
Hotels, Motels
Nursing and Retirement Homes
Churches and Non-Profit organizations
Construction Loans
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Looking to purchase or refinance a multi-unit building or
apartment building, office building, retail plazas or other
commpercial properties ?
Are you looking for a construction loan ?
We can help you find the mortgage or loan that best suite your needs.
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Current Mortgage Rates As Of
January 27, 2012
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Closed Fix Terms |
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Our Rates* |
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Typical Bank Rates |
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Interest Saved Per Term** |
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1 Year |
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2.74 |
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3.60 |
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$2,528.80 |
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2 Year |
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2.74 |
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3.95 |
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$7,060.65 |
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3 Year |
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2.84 |
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4.25 |
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$12,252.62 |
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4 Year |
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2.99 |
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4.89 |
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$21,893.06 |
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5 Year |
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3.09 |
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5.39 |
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$32,959.06 |
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7 Year |
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3.99 |
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6.29 |
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$45,938.70 |
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10 Year |
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3.99 |
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6.65 |
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$74,448.59 |
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Variable Rate |
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2.85 (Prime - 0.15) |
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Home Equity Loan |
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3.25 (Prime + 0.25) |
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Prime Rate: 3.00 % |
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Special Promotional Rates ARE Lower.
** Please Call 647-219-1697 Or > Click Here To Contact Us < ! **
SPECIALS*
| 5 Yr-Fixed (Quick Close) |
3.09 (regular rate 3.19) |
| 1% Cash Back |
3.69 |
| 2% Cash Back |
3.99 |
| 3% Cash Back |
4.29 |
| 5% Cash Back |
CALL or >Contact Us< !! |
| 5.5% Cash Back |
5.95 |
*
Promotional rates are subject to change and may be withdrawn at any time.
Certain restrictions and/or conditions apply. O.A.C.
** Illustrative purposes only. Savings based on a $300,000 Mortgage, 25-Yr. Amortization,
with monthly payments.
Rates are provided for informative purposes only. Rates subject to change without notice.
Fixed mortgage rates are calculated semi-annually, not in advance.
Variable mortgage rates are usually calculated monthly, not in advance.
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Residential Mortgages
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Commercial Mortgages
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Looking For A New Home ?
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